Do you need a financial adviser?
Think of a financial adviser as an investment to help maximise your savings with the lowest possible risk (making you stress-free!).
You may think that you don’t need a financial adviser simply because the information is everywhere, but how would you know you’ve covered everything in your research? Financial advisers are trained to assess your financial circumstances to oversee and present you with what opportunities there are and potential threats that may occur; something you will not come across by reading a brochure or searching on Google.
Financial advice can assist you with anything from:
Helping you make big financial decisions
Planning for your retirement (perhaps early!)
Making big investments
Making the most of your lump sum
Circumstances in life changes such as a divorce
Buying a property or taking out a mortgage
A financial adviser’s job in one sentence? Helping you maximise your savings while keeping you stress-free so you can have the retirement of your dreams without having to compromise.
Are you making a big financial decision?
If you need help making big life financial decisions, this is where a financial advisor can help you oversee and help you understand the pros, cons, and potential risks of your decision. Although you may Google and do the research yourself, financial advisers are trained to cover all aspects of the possibilities which means that you will not be missing out on any information like you would when doing so yourself.
For example, if you were to be buying shares...
For example, if you’re considering buying shares, you may go directly to a broker without any advice, however, these are more complex than cash products. Overlooking financial advice could potentially mean that you’re not seeing all the options available to you. This could mean that you may be investing in something that’s unsuitable for your financial goals. A few set of important questions worth asking is:
How would you know that this share would be the best for you?
Are you able to afford losing money if you’ve made a mistake in the investment?
Do you have the time to properly research into the industry
Is this something you’re willing to risk?
If you were to do the research yourself…
If you were to do the research yourself, how certain are you that you’re not missing out on the best options available to you.
If you want to retire early…
If you want to retire early, a financial adviser can help you map out a plan in terms of what you need to do and how to manage your lifestyle so you can retire early.
If we could give you our advice...
If you cannot afford you lose the money you need a financial advice
If you want the retirement of your dreams and directions to get there then you need a financial advice
If you’re making a big financial decision but cannot take big risks then you need a financial advice
